Interested in purchasing a new vehicle? Concerned aboutyourauto financing options due to your credit, or lack thereof? We’re outlining your options at Lyon-Waugh Auto Group.

How Does Credit Affect Financing?

Typically, your credit score is one of the first things that lenders look at when deciding whether or not to offer you an auto loan. Your credit score shows how responsibly you borrow (and pay back) money. With a higher score, you’re likely to get more offers, which helps you get more competitive terms.

Plus, buyers with a higher credit score typically get a lower interest rate. A low interest rate can help you save thousands on your loan.

What Can I Do if I Have Bad or No Credit?

We have strong relationships with a number of local and national financial institutions. They work with so many different buyers, so we have the best chances of helping you find an offer, even if you have no credit at all.

If you can’t find rates that work for you, you may want to consider adding a cosigner, which can improve your odds of getting approved with better terms.

How Do You Get Approved?

Our application process is quick and convenient, as well as transparent every step of the way. We do everything we can to meet your needs, while still keeping your budget in mind. We’ll collect your basic buying criteria to help determine what you can afford and to submit the info to our lenders.

We also require the following information:

• Your contact info
• Your housing info (address, how long you’ve lived there, and mortgage/rent cost)
• Your employment info (employer, length of employment, and income)

Visit our Boston-area car dealership to start the application process today!

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Your vehicle has so many car parts, each necessary for your vehicle to function efficiently. However, there are a few key parts that you need to pay extra attention to. We’re highlighting the most important parts at Lyon-Waugh Auto Group.

The Engine

When it comes down to it, your engine is arguably the most important part of your vehicle. There is zero-percent chance you can use a vehicle without an engine. Without an engine that is functioning efficiently, you’ll undoubtedly see diminished performance and fuel efficiency.

There are a few key ways to maintain your engine, such as:

• Regularly change your engine oil
• Replace your filter
• Watch for leaks
• Replace the spark plugs

The Battery

In the same manner your vehicle’s engine is important, so is your battery. It gives your vehicle the power it needs to start. However, just like a battery you would use to power your TV remote, the battery will eventually die.

It’s important to regularly inspect your battery to make sure it’s reliable. It’s also helpful to avoid battery-draining hazards such as frequently taking short trips, extreme temperatures, and having battery connections that are loose or corroded.

The Brakes

We’ve added brakes to this list because properly functioning brakes are crucial for your safety. While you can drive a car without good brakes, you absolutely should not. Watch for a few warning signs that signal your brakes need an inspection, like the following:

• Squealing or screeching noises
• Spongy brakes
• Vibrating when stopping
• Thin or worn brake pads
• Your brake light is on

The best way to protect your vehicle, and your auto parts, is to schedule routine maintenance. When you need expert luxury car service in Peabody, MA, we’ve got you covered. Reach out to our team to schedule a service appointment today!

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Is your vehicle safe to drive? Regular car inspections help ensure that your vehicle is safe for you and the others on the road. Our service experts at Lyon-Waugh Auto Group are diving into the ins and outs of a car inspection to help ensure your vehicle is ready for the test.

Do I Need a Vehicle Inspection?

When you own a vehicle that is registered in Massachusetts, you must pass a yearly safety inspection. All new vehicles must also be inspected within seven days of registering them. Vehicles that are less than 15 years old and include an onboard diagnostic system must pass an annual emissions test too.

How Do I Get a Car Inspection?

Your vehicle’s emissions and safety are checked through the Massachusetts Vehicle Check program. There are over 1,800 licensed inspection stations throughout Massachusetts. You can easily find your nearest location with the Inspection Station Locator.

Do I Need an Inspection Sticker?

After passing your inspection, you’ll receive an inspection sticker for your vehicle. The sticker is valid for one year. If you fail, your vehicle will receive a “reject” sticker.

It’s important to note, you can receive a traffic violation if you are caught driving without a valid sticker, which could result in a fine and could even affect the cost of your insurance.

How Do I Know if My Vehicle Will Pass?

If you’re unsure if your vehicle meets the standards, our service center can help. Our trained and certified technicians will ensure your vehicle is prepared and can complete any repairs your vehicle may require, if necessary.

Are you ready for your upcoming inspection? Visit our car dealership in Peabody, MA to get the expert care you need today!

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Finding yourself being swayed by the cost of our pre-owned cars at Lyon-Waugh Auto Group? There’s no denying you can get substantial savings with a pre-owned vehicle. You can still spend too much though, so keep these tips in mind.

Check Out its Market Value

No matter how much a vehicle costs, you still want to make sure it’s a fair price for that specific vehicle. There are lots of sources online that can help you get an estimate of a vehicle’s value. Keep in mind, lots of factors can affect the price, including the vehicle’s mileage and condition.

Consider Your Budget

You also want to make sure that a vehicle’s price aligns with your budget. Typically, experts suggest that you keep your monthly auto expenses under 15 percent of your income. This includes your auto payment, as well as the additional costs of owning a vehicle such as fuel, maintenance, and insurance.

Inspect the Vehicle

Even if everything else lines up, you still want to carefully inspect the vehicle. Take a test drive to check out its performance. You also want to carefully look over the vehicle to check out its condition and make sure there isn’t any excessive wear.

Review the Vehicle History Report

It’s also a good idea to review the vehicle’s history report. You want to make sure that the vehicle was maintained regularly and has a thorough service history. You can also see if the vehicle was ever involved in any accidents and if it was properly repaired.

When you want a quality pre-owned vehicle, look no further than our car dealership in Nashua, NH. We only carry the best of the best at our dealership!

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Want to get the most out of your luxury vehicle? Then it’s so important that you makeluxury car service at Lyon-Waugh Auto Group a priority. These maintenance tasks can help to keep your vehicle running like new for years and years.

Tire Rotation

Our tires endure a lot every time we hit the road. Over time, they can start to wear unevenly, which can lead to excessive wear and even flat tires.

By rotating your tires, it can help minimize the uneven wear. Improper inflation can also lead to undue damage. On average, tires should be kept between 32 and 35 PSI. Make sure to check your owner’s manual to see the recommended PSI for your tires.

Engine Oil Change

Keeping your engine oil fresh is oh-so important for your vehicle’s performance. Engine oil depreciates as it ages, slowly thickening and loses its efficiency.

When it can’t flow smoothly, it won’t lubricate your engine parts the way it should. Then, the parts will overheat, which can lead to warping or even complete engine failure. Again, it’s important to check your owner’s manual to see the recommended schedule for your vehicle.

Auto Part Replacement

When you bring your vehicle in for service, we also carefully inspect your vehicle. We carefully review your auto parts and look for any issues that may need repair. In fact, there are many parts in your vehicle that are designed to be routinely replaced, including the following:

• Brake pads
• Light bulbs (headlights, taillights, brake signals, and more)
• Battery
• Spark plugs
• Windshield wipers
• Filters

When you drive one of our premium vehicles, don’t trust their care to just anyone. It’s crucial to get the expert care you need. Reach out to our car dealership in Peabody, MA to schedule an appointment with our team today!

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There are lots of decisions to make whenfinancing cars. While we work to make the process as streamlined as possible at Lyon-Waugh Auto Group, you can save even more time by getting pre-approved online.

What Does Getting Pre-Approved Mean?

Getting pre-approved for a vehicle is not entirely unlike applying for a loan. It is a quick review of your buying criteria.

The process is intended to help determine how much you can afford and your loan eligibility. A pre-approval is conditional, however. You’ll still need to officially apply for the loan and a hard pull will be done on your credit, if it wasn’t already.

How Do I Get Approved?

You can quickly apply online to get pre-approved, using our online form. To streamline the process, you’ll want to apply directly through the dealership you are interested in working with.

You can navigate to each of our sites easily from our vehicle inventory. Then, you’ll simply need to answer a few questions including info about your housing and employment. It takes just a few minutes to complete the application and one of our team members will reach out to you.  

Is it a Must When Shopping?

Pre-approval is designed to deliver added peace of mind. It helps give you confidence when shopping to know what you can afford and helps avoid any unwanted surprises at the dealership.

This can also save a lot of time at the dealership since you’ll have already compiled all the information you need. However, pre-approval isn’t necessary. You are more than welcome to walk through the application process with our team instead.

We want the financing process to be as quick as convenient as possible at our dealership. When you are looking for luxury cars for sale near Boston, MA, we’ve got you covered!

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Newcar parts can be a major investment. However, there are lots of steps you can take to help protect yours and increase their lifespan. These tips from our service experts at Lyon-Waugh Auto Group can help.

Complete Routine Maintenance

There’s no better way to protect your auto parts (and your car) than with routine maintenance. Your engine oil, for example, lubricates the moving parts of your engine.

Without it, the parts get so hot from the friction that they can begin to warp and become misshapen. As engine oil ages, however, it gets dirty and thickens, restricting its ability to move freely. This is why routine oil changes are crucial.

Rotate Your Tires

As you drive, each of your tires take on their own share of the brunt of the work. This can lead to your tires wearing unevenly. With uneven wear, they are prone to going flat, which can leave you replacing your tires sooner than necessary. Typically, we suggest that you rotate your tires every 5,000 to 7,500 miles to help protect them.

Drive with Caution

It’s so important to drive carefully to protect your vehicle. Aggressive driving can leave you consistently accelerating and decelerating, which isn’t just harmful to your gas mileage. It can also cause your tires and brakes to wear prematurely.

Only Utilize OEM Parts for Replacements

Some vehicle parts simply aren’t meant to last forever. When you need an auto part replacement, it’s important to utilize OEM (Original Equipment Manufacturer) parts. Aftermarket parts aren’t built to last the way genuine OEM parts are, which are built by the same quality manufacturers that originally produced your vehicle.

Overdue for routine maintenance? Contact our team to schedule Boston-area luxury service today!

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Are you shopping for a new vehicle? There are a few parameters we suggest keeping in mind whenfinancing cars at Lyon-Waugh Auto Group which can help set you up with the most attractive terms.

What is the 20/4/10 Rule For?

The 20/4/10 is a simple and straightforward rule that helps you easily see what you should spend when purchasing a new car. The rule, which was established by financial experts, can quickly illustrate what would be a comfortable auto payment for you, as well as how to get the best terms for your loan.

It considers your income, the terms of your loan, and your down payment to help you see what your total investment should be.

What are the Parameters?

When using the 20/4/10 rule to set your budget, you want to keep these numbers in mind.

• 20 – you should plan to make a 20-percent down payment on your purchase
• 4 – set a four-year loan term (which will typically be illustrated as 48 months)
• 10 – aim to keep your total auto expenses under 10-percent of your monthly income

How Can I Establish My Car Payment?

As we mentioned, it’s important to keep your auto expenses under 10-percent of your monthly income. This includes your auto payment, as well as additional auto costs including insurance, registration, fuel, and maintenance.

We recommend using an auto payment calculator to get an estimate on your monthly payment, which uses the following factors to establish your estimate:

• Price
• Down payment
• Trade-in value
• Length of loan
• APR

When you are looking for luxury cars for sale near Boston, MA and a seamless financing process, we’ve got just what you need. Come see us to get started today!

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We get it, lots of buyers are swayed by the bells and whistles of a new car. However, you may be surprised to learn, there are so many perks to choosingused cars instead at Lyon-Waugh Auto Group.

More Affordable

The best perk of buying a used car is probably the most obvious – they are more affordable than a new one. When you’re comparing a pre-owned model to its pre-owned version, it will almost always be less expensive. When your vehicle’s value is less, it’s typically more affordable to insure and register your vehicle too.

More Options Available to You

When you are shopping with a limit budget, you might feel like your options are limited too. After all, there are only so many new vehicles under a certain price point. However, if you shop pre-owned models instead, your options will increase exponentially. Plus, you’re more likely to find the advanced features and amenities you want that would have stretched you past your budget in a new model.

Less Depreciation

Most car buyers have heard it before – your car starts to depreciate the second you drive it off the lot. It’s true! In fact, many cars depreciate up to 30 percent in the first year alone. After that, depreciation rates drop to about 15 percent per year. So, by buying a used car, you can avoid the largest drop in value. This is especially beneficial if you think you’ll be trading in your vehicle down the line, as it can help protect your resale value.

Interested in a used car? Terrific! We’re confident our car dealerships serving Nashua, NH have just what you need. Stop by your nearest location to view our expansive used inventory – let’s get you into your favorite new-to-you car, truck, or SUV today!

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If you’re searching electric vehicles at Lyon-Waugh Auto Group for the first time, we’re guessing you’re wondering about charging. It can be overwhelming with all the options available, particularly if it’s not something you’ve dealt with before. Here’s a guide to the three levels of charging to help you understand just what you need.

Level 1 Charging

Level 1 charging is the slowest way to charge an EV, although it’s arguably the most convenient. That’s because you can plug a Level 1 charger into any common household outlet. The 120-volt charger typically gives you up to five miles of range with an hour of charging. Due to the time restraints, a Level 1 charger is best for drivers that only have short commutes to make each day.

Level 2 Charging

When you want faster charging times, you’ll want a Level 2 charger. You can get Level 2 charging at many public charging stations or even at home. If you want to be able to conveniently charge from home, you’ll want to reach out to a professional electrician to make sure your home can accommodate a Level 2 charger and have it installed. With it, you can charge your vehicle while you sleep and wake up to a fully-charged battery.

Level 3 Charging

Your fastest charging option is Level 3 charging. This is also referred to DC (direct current) fast-charging. Due to the electricity that they require (and their cost), these are only found at select public charging stations. By using a DC fast-charging charger, you can fully charge an empty battery in only half an hour.

Whether you are shopping for a new electric vehicle or need help with EV care, our car dealership in Nashua, NH is here for you. Contact us to get started today!

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